A man and his wife moved back home to North Dakota from Arizona ..


The wife had a wooden leg and to insure it in Arizona was $2,000.00 a year!!!

When they arrived in North Dakota , they went to Sven's Insurance agency to

see how much it would cost to insure the wooden leg.


Sven looked it up on his computer and said to the couple, "$39.00. "


The husband was shocked and asked why it was so cheap in North Dakota to

insure, because it cost him $2,000.00 in Arizona ! ! !


Sven turned his computer screen to the couple and said, "Well, here is it on

the screen, direct from Ole's North Dakota Fire Insurance Company , it says:

Any wooden structure, with a sprinkler system over it, is $39.00".


I always did find North Dakota logic far superior to most others.